Divine Favors
Divine Favors are gained by completing the
!religious downtime activity in a channel like #dt-1.
Divine Favors can be used for the following:
- Reduce insurance costs
- 5% per favor spent, per session (insurance drops from 20% to 15%, 15% to 10%, 10% to 5%, and 5% to free
- Four divine favors can be spent to be insured for free
- If you don't earn enough treasure to trigger the 20% take from your total earnings, you pay 25% off the flate rate insurance fee per favor
- If you fail a saving throw in which you contract a curse or disease, you can expend a divine favor to gain advantage on the saving throw; spending two divine favors guarantees a successful saving throw
- Increase Piety (1:1 ration) which increases the likelihood of deific approval at #wildcross-inks-and-dyes as well as additional benefits listed in the Piety article
- Like all Downtime Currencies, they can be used to identify magic items, unlock magic items for purchase, or to pursue magic items in DM led quests.
