It's going to happen, I'm not aiming to do it. I am only a judge of the rules, when you die it will be a decision that you made. If you feel I do something unfair, it can be discussed and maybe even reversed; I too make mistakes. I will try to provide you with all of the knowledge I can when going into a situation so you can make an informed decision.
Once your character dies, you will decide to make a new character, or play someone following the party. I will get you back into play as soon as possible, verisimilitude is less important to me than us playing together.