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Guild Merchant

Guild Merchant

You belong to a guild of traders, caravan masters, or shopkeepers. You earn a living by buying and selling the works of others (or the raw materials artisans need to practice their craft). Your guild might be a large merchant consortium (or family) with interests across the region. Perhaps you transported goods from one place to another, by ship, wagon, or caravan, or bought them from travelling traders and sold them in your own little shop. In some ways, the travelling merchant's life lends itself to adventure far more than the life of an artisan.

Skill Proficiencies Insight, Persuasion
Languages Two of your choice or One and proficiency with navigator's tools
Equipment A cart, a beast of burden, a letter of introduction from your guild, a set of traveller's clothes, and a belt pouch containing 15gp

Features

Feature: Guild Merchant
Guilds are generally found in cities large enough to support trade. However, your guild might instead be a loose network of merchants who each work in a different village within a larger realm.   As a member of the merchant's guild, you know the principles of trade and good business practices. You have advantage on Charisma (persuasion) checks when negotiating price.   The question now is whether you abandon your trade for adventure, or take on the extra effort to weave adventuring and trade together.   Feature: Guild Membership
As an established and respected member of a guild, you can rely on certain benefits that membership provides. Your fellow guild members will provide you with lodging and food if necessary, and pay for your funeral if needed. In some cities and towns, a guildhall offers a central place to meet other members of your profession, which can be a good place to meet potential patrons, allies, or hirelings.   Guilds often wield tremendous political power. If you are accused of a crime, your guild will support you if a good case can be made for your innocence or the crime is justifiable. You can also gain access to powerful political figures through the guild, if you are a member in good standing. Such connections might require the donation of money or magic items to the guild's coffers.   You must pay dues of 5 gp per month to the guild. If you miss payments, you must make up back dues to remain in the guild's good graces.

Suggested Characteristics

Guild merchants are among the most ordinary people in the world until they set down their wares and take up an adventuring career. They understand the value of hard work and the importance of community, but they're vulnerable to sins of greed and covetousness.

Traits

1d8 Personality Trait
1
I believe that anything worth doing is worth doing right. I can't help it – I'm a perfectionist.
2
I'm a snob who looks down on those who can't appreciate fine art.
3
I always want to know how things work and what makes people tick.
4
I'm full of witty aphorisms and have a proverb for every occasion.
5
I'm rude to people who lack my commitment to hard work and fair play.
6
I like to talk at length about my profession.
7
I don't part with my money easily and will haggle tirelessly to get the best deal possible.
8
I'm well known for my work, and I want to make sure everyone appreciates it. I'm always taken aback when people haven't heard of me.

Ideal

1d6 Ideal
1
Community. It is the duty of all civilised people to strengthen the bonds of community and the security of civilisation. (Lawful)
2
Generosity. My talents were given to me so that I could use them to benefit the world. (Good)
3
Freedom. Everyone should be free to pursue his or her own livelihood. (Chaotic)
4
Greed. I'm only in it for the money. (Evil)
5
People. I'm committed to the people I care about, not to ideals. (Neutral)
6
Aspiration. I work hard to be the best there is at my craft.

Bond

1d6 Bond
1
The workshop where I learned my trade is the most important place in the world to me.
2
I created a great work for someone, and then found them unworthy to receive it. I'm still looking for someone worthy.
3
I owe my guild a great debt for forging me into the person I am today.
4
I pursue wealth to secure someone's love.
5
One day I will return to my guild and prove that I am the greatest artisan of them all.
6
I will get revenge on the evil forces that destroyed my place of business and ruined my livelihood.

Flaw

1d6 Flaw
1
I'll do anything to get my hands on something rare or priceless.
2
I'm quick to assume that someone is trying to cheat me.
3
No one must ever learn that I once stole money from guild coffers.
4
I'm never satisfied with what I have – I always want more.
5
I would kill to acquire a noble title.
6
I'm horribly jealous of anyone who can outshine my handiwork. Everywhere I go, I'm surrounded by rivals.


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