Money & Currency in Sol

The currency of the Sol Sector is the "Galactic Credit" (yes its a bit presumptuous, but aren't humans normally?)
The Sol Bank lends out for education
The repayment rate is 1% per month (12% apr). Calculated and Paid, or accrued, monthly.
Being behind in your payments allows for instant repossession of any assets that are under SCMD control.
No assets - Enlist in SCMD - Stellar Command for the $10k/mo payout