Penny Cotta

Lady Penny Cotta is a Gnome noblewoman from Gwyllan's Watch. Her family is involved with various financial and mercantile endeavors, often in need of a secondary investor in order to make her, and the investors, rich.
However, it's also possible that Lady Penny is, in fact, an identity created by Ignatius Stoatmoor for various swindles and confidence schemes. Time will tell.