Merchant

“Got a buyer in heat for my collection, missin’ just three cards.”

–Zoltan Chivay

Look around ya. Check your pouches and your satchels and your saddlebags. I’ll bet most of what ya have ya got from a merchant somewhere.

Probably right, aren’t I? Heh, my friend, people discredit merchants, but they don’t realize just how important we are.

Merchants bring people the things they need. When a man in Mettina wants a sword from Redania, he can risk his life travelin’ up through this vast and deadly world of ours or he can find a merchant. You’ll likely never see Zerrikania, but as long as merchant ships come every few months you can have your ivory and your exotic sabers and whatnot. A good merchant is a connection all over the world. We know what we’re sellin’, where to find it, and how to get it for a steal. Or at least a good bargain. Ya need some information or maybe a favor, find a merchant. I’ve got friends all over most cities and for a few coins I can learn about just about anythin’ anywhere.

Plus the coin. Ah the coin! If you’re a half-decent merchant you can turn a profit on just about anything and that means income. Income means more money and money means power. Need to get into a fancy party? A lot easier when you’re wearin’ the latest fashion and totin’ a coin purse the size of a dwarf ’s fist. Say I don’t feel like gettin’ my hands dirty? There’s always someone willin’ to do a dirty job for the right price. A merchant lives or dies by their contacts, their knowledge, and their product. Long as you keep those three things up you’ll be golden. And maybe carry a crossbow under the cart seat. Just in case you run across customers unwillin’ to haggle.

–Rodolf Kazmer

Defining Skill	Skills	Gear (Pick 3)
Well Traveled	Business	Crossbow & bolts x20
Vigor	Charisma	Dagger
0	Education	Journal
Magical Perks	Gambling	Large tent
None	Human Perception	Merchant’s tools
	Language (Choose 2)	Writing kit
	Persuasion	Cart
Starting Coin	Resist Coercion	A mule and a cart
180 crowns x 2d6	Small Blades	with 1000 crowns of
Average: 1260	Streetwise	common or everyday items

Well Traveled (INT)
Your average merchant makes a living from trade, and that trade brings in customers from all around. But a traveling merchant goes to their customers, wandering the roads of the world and learning from its people. A Merchant can make a Well Traveled roll any time they want to know a fact about a specific item, culture, or area. The DC is set by the GM, and if the roll is successful the Merchant remembers the answer to that question, calling on memories of the last time they travelled through the applicable area.

The Broker	The Contact	The Havekar
Options (INT)	Rookery (EMP)	Well Connected (WILL)
A Merchant can roll Options against a DC set by the GM to find a lower price on an item. If they succeed the Merchant finds another person selling the same item for half the price. The higher the item rarity, the higher the DC should be. Options does not affect experimental, witcher, or relic items.	A Merchant can make a Rookery roll at a DC based on the settlement they are in to gain the aid of 1 urchin or vagrant per 1 point they rolled over the DC (maximum 10). These people can be consulted to grant +1 per person on Streetwise rolls. Informants take 1 crown each as payment each time they are consulted.	On first entering a settlement, a Merchant can spend an hour spreading word of their arrival, then roll Well Connected at a DC based on the settlement. Success raises their reputation in that settlement by a number equal to the amount you rolled over the DC divided by 2 (minimum 1), for 1d6 Weeks.
Hard Bargain (EMP)	Insider (INT)	Fence (INT)
When bribing a target, a Merchant can roll Hard Bargain at a DC equal to the opponent’s WILLx3. If they succeed, they can bribe the opponent with any item they have at hand that is worth 5 crowns. The object always grants +3 to Persuasion. The DC rises by 5 for truly ridiculous bribes.	A Merchant with Insider can convince a person to spy for them. Spend 10 crowns and roll Insider versus the person’s Resist Coercion roll. If it is successful the person will spy on a target for as many days as your Insider value. At the end of this time you can roll again, but must pay again.	A Merchant who has to get rid of a dubious or stolen item can make a Fence roll at a DC determined by the GM. If they succeed, they sell the item (at full market price) to a buyer who won’t ask any serious questions and won’t turn them in to the Guard.
Promise (EMP)	Treasure Map (INT)	Warrior’s Debt (EMP)
When attempting to buy an item, a Merchant can make a Promise roll at a DC equal to the Salesperson’s EMPx3. If they succeed the salesperson accepts the Merchant’s promise to pay for the item later. This promise holds the salesperson over for a number of weeks equal to your Promise ability.	Once per session a Merchant can roll Treasure Map at a DC set by the GM to remember the supposed location of a relic item, or a ruin that may hide something useful. This location will, of course, be out of the way or exceedingly dangerous, requiring a quest. Reaching this item or ruin should require a full session.	A Merchant can roll Warrior’s Debt to call on a fighter who owes them. Split your roll between the 3 sections on the Warrior table in the sidebar. This warrior will work for you for a number of days equal to your Warrior’s Debt value and takes any reasonable order you give without asking questions.

Well Connected & Rookery

Settlement	DC
Thorp	14
Small city	18
Capital	22

Warrior

Attack & Defense	Cost
10	4
14	8
16	10
Intelligence	Cost
3	2
5	5
9	10
Weapons & Armor	Cost
SP:3 body armor, azerrikanian dagger, a hand crossbow & 10bolts	4
SP:5 body armor & a longbow with 30 arrows	6
Full plate & torrwr	10