Other Characters

Other Characters, such as Allies or Enemies can be as simple as making another Player Character. Non-Player Characters (NPCs) do not have to adhere to the same rules as Players when it comes to Skill point allocation they are allowed to go over 6 and can also have minus numbers as well. They can have as many specialties as the GM see's fit.
While other characters may have different Skills, Attribute allocation remains the same and Defence should not go over 12.
Natural Defences, such as tough skin can allow for NPC's to have defence higher than what they are wearing or higher Health than a Player would. Their Movement may also not be effected by things like Armour. Creating NPC's does not mean all points need to be allocated, for example some animals will only use about 6 Attribute points, 10 Skill points and no Status Points.