The credit chip is a nanoscale circuit that can be installed on any jewelry, clothing or even under the skin. The circuit is an interface between the person and their chosen financial instritute and allows a person to perform transactions with any credit terminal anywhere in Fusion City
. Transfers between individual credit chips is also possible through proximity, provided both owners have cleared the transaction.
The credit chip is controlled via a small interface that can be installed on a small card, a watch or on a personal data terminal. Individuals with neural cybernetic interfaces can link their credit chip to their neural implants, allowing mental control over transactions.