Wealth

Ultimately, wealth represents what your character’s economic status is at the start of play, and what they are accustomed to.
Each level below describes the relative state of someone in that wealth level.

Destitute

Penniless, your character must scavenge food and drink or rely on charity. Homeless, they sleep wherever they can find a dry and safe spot. They may have some small possessions other than what they can carry, but these are not particularly valuable and are hidden away, stolen if discovered. This level of poverty is probably reflected in your character’s appearance, and they may have difficulty performing normal tasks due to prejudice against the destitute.

Poor

While your character has some money and does not want for a place to sleep or food to eat, their life is without much luxury. They do not have much free cash. With this level of wealth, their abode is humble and potentially in a poor or undesirable part of town. They are partly employed, unemployed, or work hard for meager wages.

Average

Your character has a comfortable income and lives without much difficulty, though major purchases must be weighed carefully. They have an average home or apartment somewhere and may have a reasonable amount of money in savings, though few would think them anything other than middle class or of average income. They can pay their bills and expenses, and can splurge occasionally on luxury items, but they are generally living a lifestyle common to most people in their culture and era.

Affluent

Your character is doing quite well and has a considerable income or stream of money with which they can live opulently and enjoy life. Living accommodations are very upscale, and your character does not need to think twice about making major purchases. They have a large amount of money saved and may live a life of excess and luxury without any consequences.

Wealthy

Your character has vast material wealth from a nearinexhaustible source. They can make purchases of considerable expense without a second thought, with a quality of life enviable to most. They have a great amount of money saved, and due to their level of wealth, are likely to have social and business opportunities far beyond those of any other income level.